If the insurance company for the other driver calls or contacts you, you should not answer any questions or say anything about what occurred. While you need to be polite, you don’t need to give a statement and you should talk to your lawyer before doing so.
It is especially important to talk to a lawyer before you agree to any type of settlement of your claim. Insurance companies are trying to save as much money as they can and pay out as little as possible. Claims adjusters and employees of the insurance company look out only for the company. They often try to settle cases quickly or for less money and may not explain to you exactly what you are signing when they try to get you to accept an agreement.
If you sign a settlement agreement and give up your right to sue, there is typically no undoing what occurred and you won’t be able to get more money, even if it turns out you’ve been more seriously injured than you thought. To make sure this doesn’t happen and that you do not accidentally take less than you are due or give up any of your rights, you should sign nothing without a lawyer. You also don’t want to accept or cash insurance checks without consulting with a lawyer first, as cashing a check could be seen as acceptance of the settlement.
Posted in: Car Accidents