How Much Is Your Claim Worth?
If you are injured in an accident due to someone else’s negligent behavior, you may feel overwhelmed and at a loss for where to turn. The path of least resistance is to allow the insurance company simply to do its presumptive job and to cover you for the full extent of your damages—but that path is rarely in your best interests.
Accidents that cause injuries often lead to extensive physical, financial, and emotional damages that aren’t always easily calculable. While an insurance company will oftentimes offer you a lump sum of money, this settlement offer doesn’t always include considerations for future medical costs. In this situation, your rights and your rightful compensation are too important not to seek experienced legal counsel.
It’s hard enough to suffer a physical injury, but knowing that someone else’s disinterest in your welfare was the cause can make it that much more difficult. While such accidents can result in enormous expenses, the largest obvious ones are your associated medical costs. These might include:
- Emergency transportation from the accident scene
- Emergency medical care
- Surgeries and aftercare
- Doctor, specialist, and therapist appointments, treatments, and ongoing care
- Prescription medications
- Adaptive physical devices and home adaptations
Never discount the medical expenses incurred in an accident that someone else’s negligence caused. Furthermore, the injuries associated with such accidents can evolve with time and become much more serious—and therefore more difficult to treat. Don’t simply accept a hastily calculated insurance settlement that probably won’t cover the full extent of your injuries. Your just compensation is too important to leave to chance—or to the insurance company’s discretion.
An accident injury presents a difficult situation. However, you aren’t alone. An experienced personal injury attorney will carefully analyze the circumstances of your claim and will work with you to help guide your unique case toward its best possible resolution while considering your needs for just compensation. Attorney Michael A. Abelson at The Abelson Law Firm in Washington, D.C., understands just how challenging these claims can be and has the experience, skill, and commitment to help bring yours to justice.
What’s More: Lost Wages
The often extensive medical expenses associated with personal injuries are hardly the end of it. Even a relatively minor personal injury claim can cause you to lose wages. When the injury you suffer is more serious, the implications follow suit. Your lost wages are a significant concern, but if your accident also results in lost earning potential because you’re no longer able to work at your pre-accident capacity, it’s that much more serious. Furthermore, the enormous expenses associated with your diminished capacity to earn a living can amplify the emotional burden of an inability to return to work.
Because our careers are so closely associated with a sense of self and position in the world, an upended career path can sometimes cause more damage than simply the associated lost earnings. Many victims of serious injuries refer to this as a lost sense of self or a diminished sense of self, which can lead to significant psychological and emotional consequences. Never minimize or discount the nonphysical consequences of a personal injury claim. These consequences, including depression and increased anxiety, can prove the most difficult to overcome.
When another driver’s negligence hurts you in a car accident, you must also consider the attendant property damage. While this is obviously the least important variable, it’s nevertheless a piece of the puzzle when it comes to your claim’s worth.
Calculating the worth of your claim is nothing short of complicated. A skilled personal injury attorney will leave no stone unturned in a quest to ensure that you’re justly compensated for the full extent of your damages.
The Insurance Company
Yes, we all pay premiums each month to insurance companies so that we’re adequately covered in case of an accident. And yes, insurance companies spend billions of advertising dollars each year to assure us that they’re on our side. In the end, however, that’s not exactly how insurance works. Insurance companies are—first and foremost—in the business of making money. As callous as this may sound, it’s the truth. Furthermore, insurance companies are not above doing everything within their power to minimize their payouts, including yours.
In fact, some insurance companies aren’t above engaging in less-than-admirable practices, including extreme delay tactics, obstructions, denials, and more. The insurance company is not on your side, and it’s highly likely that your just compensation is not its top priority.
Protecting Your Claim’s Worth
In addition, when you’re injured hire an experienced attorney to ensure that you’re adequately compensated for the full extent of those damages, including medical expenses, lost wages, diminished earning potential, and pain and suffering. While your dedicated personal injury attorney will endeavor to ensure that you’re fully compensated, there is something you can do to help—don’t make a statement to the negligent party’s insurance company. You’re not obligated to do so, and it’s in your best interest to avoid this. Your personal injury attorney will provide the insurance company with any necessary information and/or statements they require.
If Someone Else’s Negligence Left You Injured, You Need an Experienced Washington, D.C., Personal Injury Lawyer
One of the important steps to take after an accident is to seek fair compensation to cover the full costs of your injury. Experienced legal counsel will work to do just that. Attorney Michael A. Abelson at The Abelson Law Firm in Washington, D.C., is committed to fighting for your claim’s best resolution. His is here to help, so please contact or call him at (202) 331-0600 today.